Live · Decisions issuing now

Capital,
on demand.

A direct merchant cash advance funder. Up to $10M in working capital, decisions in under one hour, funded same day. No collateral. All 50 states.

Apply for funding See how it works
Soft pull only Same-day wire 500+ FICO
Industries we fund — A to Z
Restaurants · Construction · Medical · Auto body · Retail · Manufacturing · E-commerce · Logistics · Hospitality · Professional services Restaurants · Construction · Medical · Auto body · Retail · Manufacturing · E-commerce · Logistics · Hospitality · Professional services
By the numbers

Built for businesses that
can't afford to wait.

FY 2026 — TRAILING TWELVE MONTHS FIGURES UPDATE WEEKLY
Max advance
$10M

From $10K bridge advances to $10M expansion capital. Sized to the business, not a committee limit.

Direct funder · No syndication
Decision time
60 min

Live underwriter on every file.
No queue. No batch jobs.

States
50

All 50, including U.S. territories.

Min FICO
500+

We accept what most banks won't. Revenue is the primary signal.

Capital flow

Same-day wire

Approved by noon, funded by close.

Advance amount
$250,000
$10K $2.5M

Indicative pricing only. Final terms depend on bank statements, industry, time in business, and current obligations.

Daily payment (est.)
$2,667
Total payback
$320,000
Term length
120 business days
Factor rate
1.28
Get an exact offer
The process

Three steps.
One business day.

9:00 AM → 5:00 PM SAME-BUSINESS-DAY FUNDING
01
Submit your application.
Takes 5 minutes

One-page application plus 3 months of business bank statements. No tax returns, P&L, or business plans. We run a soft pull only — your credit score is untouched.

02
A live underwriter reviews your file.
Under 60 minutes

A real person — not an algorithm — reviews your cash flow, deposit pattern, and revenue health. You receive an offer with amount, factor rate, and daily payment. No obligation.

03
Sign and get funded.
Same business day

E-sign the contract. We verify banking and wire funds directly to your business checking account, typically within 2–4 hours of execution. Repayment begins the next business day.

Modern office interior — i-GotFunded headquarters
Direct funder · Not a broker

When you apply with us, we are the decision.

No middlemen. No reselling your file. No competing offers that vanish. We review, we decide, and we fund — all under one roof.

Learn about us
Currently accepting applications

Apply in five minutes. Funded in three hours.

No commitment. No hard credit pull. No waiting days for an answer.

Start my application About i-GotFunded