A direct MCA funder built on a simple belief: great businesses shouldn't be held back by the pace of traditional banking. We're not a broker — we're the decision maker, and we move at your speed.
i-GotFunded was founded by financial professionals who spent years watching viable, profitable businesses get denied or delayed by outdated lending models.
Banks move slow. Credit committees meet twice a week. Meanwhile, your supplier won't hold that inventory and your payroll deadline doesn't move.
We built the alternative — fast, direct, and on your terms.
Traditional banks require 2+ years in business, perfect credit, collateral, tax returns, audited financials — and then take 30–90 days to say yes or no. By the time you hear “approved,” the opportunity is gone.
Merchant cash advances are not new. What's new is how we deliver them. We invested in a lean, tech-assisted underwriting process that lets our team review applications in real time. When your application comes in at 9 AM, your specialist is looking at it by 9:15 AM.
We're a direct funder — not a marketplace or broker. That means we control the terms, the timeline, and the relationship. We don't resell your application to ten lenders. You talk to us, and we fund you.
i-GotFunded is expanding its product line, partner network, and team. We're building the infrastructure for a new kind of business lending — one that starts with trust, moves with speed, and scales with you.
These aren't slogans on a wall. They're the decisions we make every time we pick up the phone or approve an advance.
You'll know your factor rate, repayment structure, and exactly what you're signing before a single document executes. No hidden fees, ever.
Capital has time value. We treat urgency as the default, not the exception. When you need funding, we move — same day when approved by noon.
Business owners aren't applicants to be processed. You're building something real. We engage with that — and with the person behind the business.
We decline deals we can't stand behind. If your business isn't positioned to benefit from an advance, we'll tell you — and point you toward what will help.
Traditional commercial loans were designed for a different era. MCA was designed for businesses that live in the present tense.