Why apply with us

We're the decision —
not the middleman.

Decision in under 1 hour

Our underwriting team reviews applications in real time — not overnight batches or automated scoring systems.

No hard credit pull to start

We run a soft pull for pre-qualification. Your credit score won't take a hit during the review process.

Same-day funding possible

Get approved and signed before noon ET, and your wire is typically initiated that afternoon.

Up to $10M available

We size advances based on your monthly revenue. From $10K bridge advances to $10M expansion capital.

No collateral required

No personal assets, equipment, or property needed. Your future revenue is all we need.

Your application

All fields are required unless marked optional.

Business information
Owner information
Funding request

By submitting, you authorize i-GotFunded to perform a soft credit inquiry. No hard pull without your explicit consent.

What happens next

After you submit.

Here's exactly what happens after your application lands in our system.

Immediately

Confirmation sent

You receive an email confirming receipt. Your application ID is assigned and your specialist is notified.

Within 1 hour

Underwriting review

A live underwriter analyzes your bank statements and revenue profile. Real eyes on your file — no algorithms.

Decision call

Offer presented

Your specialist contacts you with your approval amount, factor rate, and daily payment estimate. No obligation.

Same day

Funds wired

Accept and sign your contract by noon ET and expect funds in your account the same business day.